Wade Pfau, Ph.D., CFA, RICP® is the founder of Retirement Research. Wade is the Professor of Retirement Income at The American College of Financial Services. Wade earned a PH.D. in economics from Princeton University in 2003 with a dissertation about Social Security reform. Wade Pfau’s book, Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement, shows how reverse mortgages, when used correctly, can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset.
Robert Klein, CPA, PFS, CFP®, RICP®, CLTC® is the founder and president of Retirement Income Center in Newport Beach, California. Bob is also the sole proprietor of Robert Klein, CPA. Bob applies his unique background, experience, expertise, and specialization in tax-sensitive retirement income planning strategies to optimize the longevity of his clients’ after-tax retirement income and assets. He does this as an independent financial advisor using customized holistic planning solutions based on each client’s needs and personality.