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ALL ARTICLES BY CATEGORY
401(k) Plans
- Carve Out Your 401(k) Company Stock for Favorable NUA Tax Treatment
- Winning at the 401(k) Game
- Avoid Unintended Consequences for You and Your Family
- Roth Solo 401(k) Makes More Sense Than Ever
- RMDs: Recapture My Deductions - A Questionable Strategy
- A 401(k) Plan Isn't a Pension Plan
- 6 Deficiencies of 401(k) Plans
Annuities
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- Uneasy About the A Word? You're Not Alone
- Leverage Your Assets for Retirement
- Retain Your Gains with Fixed Index Annuities
- Protect Against Elder Fraud with Fixed Income Annuities
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Are You Using This Tax-Favored Sustainable Income Strategy?
- Replace Unpredictable RMDs with Secure Lifetime Income
- Is Cognitive Impairment Part of Your Retirement Income Plan?
- Income-Proof Your Aggressive Portfolio
- Bulk Up Your Sustainable Lifetime Income
- The 401(k) Unlevel Playing Field
- Period Certain is Cheap Insurance on SPIAs and DIAs
- Income Rider is Everything When it Comes to FIAs
- Deferred Income Annuities Comparing More Favorably with FIAs with Income Riders
- Optimize Deferred Income Annuity Pre- and Post-Income Start Date Payout
- It's a Good Time to Own a FIA with an Income Rider
- Don't Defer Your QLAC Purchase
- Don’t Underestimate the Power of Zero
- Looking for a Deferred Fixed Income Annuity on Steroids?
- Make Sustainable Income a Cornerstone of Your Portfolio Beginning at 45
- Looking for a Pension with a Flexible Start Date?
- Is a QLAC Right for You?
- QLACs are Here
- You Don’t Have to Wait Until 85 to Receive Your Annuity Payments
- Consider a Death Benefit When Buying Deferred Income Annuities
- A Hidden Treasure: Annuitization Options on Older Annuity Contracts
- How Flexible are Flexible Premium Deferred Annuities?
- Fixed Index Annuity Income Rider Charge – Is It Worth It? – Part 2 of 2
- Fixed Index Annuity Income Rider Charge – Is It Worth It? – Part 1 of 2
- Sustainable Lifetime Income When You Need It – Part 2 of 2
- Sustainable Lifetime Income When You Need It – Part 1 of 2
- Is Your Investment Advisor Afraid of Losing AUM?
- Longevity Insurance is an App
- Immediate Annuities - Where’s the Planning?
- Delayed Gratification is the Key to Maximizing Income with Fixed Index Annuities
- Insure Your Longevity
- With a Fixed Index Annuity, You Can Have Your Cake and Eat It Too
- Is It Time to Take Some Chips Off the Table?
- Social Security – A Lifetime Deferred Income Annuity
Celebration
- Retirement Income Visions Celebrates 5-Year Anniversary!
- Retirement Income Visions Celebrates 4-Year Anniversary!
- Happy Holidays!
- Retirement Income Center Website Makes Its Debut
- Retirement Income Visions Celebrates 3-Year Anniversary!
- Retirement Income Visions™ Celebrates 2-Year Anniversary!
- Retirement Income Visions™ Celebrates 1-Year Anniversary!
- Retirement Income Visions™ Makes Its Debut
Deferred Income Annuities
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- Uneasy About the A Word? You're Not Alone
- Protect Against Elder Fraud with Fixed Income Annuities
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Are You Using This Tax-Favored Sustainable Income Strategy?
- Replace Unpredictable RMDs with Secure Lifetime Income
- Is Cognitive Impairment Part of Your Retirement Income Plan?
- Income-Proof Your Aggressive Portfolio
- The 401(k) Unlevel Playing Field
- Period Certain is Cheap Insurance on SPIAs and DIAs
- Deferred Income Annuities Comparing More Favorably with FIAs with Income Riders
- Optimize Deferred Income Annuity Pre- and Post-Income Start Date Payout
- Don't Defer Your QLAC Purchase
- Looking for a Deferred Fixed Income Annuity on Steroids?
- Make Sustainable Income a Cornerstone of Your Portfolio Beginning at 45
- Is a QLAC Right for You?
- QLACs are Here
- Don’t Expect to See QLAC’s Soon
- You Don’t Have to Wait Until 85 to Receive Your Annuity Payments
- Consider a Death Benefit When Buying Deferred Income Annuities
- A Hidden Treasure: Annuitization Options on Older Annuity Contracts
- Sustainable Lifetime Income When You Need It – Part 2 of 2
- Sustainable Lifetime Income When You Need It – Part 1 of 2
- Is Your Investment Advisor Afraid of Losing AUM?
- Longevity Insurance is an App
- Insure Your Longevity
- Social Security – The Ultimate Deferred Income Annuity
- Social Security – A Lifetime Deferred Income Annuity
- Invest in DIA to Fund LTCI Premiums When Retired – Part 4 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 3 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 2 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 1 of 4
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 5 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 4 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 3 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 2 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 1 of 5
- What Tools Does Your Financial Advisor Have in His or Her Toolbox?
- The Thrive® Income Distribution System – A Revolutionary Retirement Income Planning System
- Designing Your Income Annuity Plan
Financial Planning
- Linked Benefit Plans Offer Attractive Alternative to Long Term Care Insurance
- I Paid for My Dad’s Funeral
- Personal Financial Management Systems Have Come a Long Way
- Budget Now or Budget Later – It’s Your Choice
- Yet Another “Don’t Try to Time the Market” Lesson
- Remember Your IRA Basis Scorecard When Planning Roth IRA Conversions
- Is Your Retirement Plan At Risk?
Fixed Index Annuities
- Uneasy About the A Word? You're Not Alone
- Retain Your Gains with Fixed Index Annuities
- Income Rider is Everything When it Comes to FIAs
- Deferred Income Annuities Comparing More Favorably with FIAs with Income Riders
- It's a Good Time to Own a FIA with an Income Rider
- Don’t Underestimate the Power of Zero
- Looking for a Deferred Fixed Income Annuity on Steroids?
- Make Sustainable Income a Cornerstone of Your Portfolio Beginning at 45
- Looking for a Pension with a Flexible Start Date?
- How Flexible are Flexible Premium Deferred Annuities?
- Fixed Index Annuity Income Rider Charge – Is It Worth It? – Part 2 of 2
- Fixed Index Annuity Income Rider Charge – Is It Worth It? – Part 1 of 2
- Sustainable Lifetime Income When You Need It – Part 2 of 2
- Sustainable Lifetime Income When You Need It – Part 1 of 2
- Cap Rates Are Secondary When Optimizing Retirement Income
- Is Your Investment Advisor Afraid of Losing AUM?
- Longevity Insurance is an App
- Delayed Gratification is the Key to Maximizing Income with Fixed Index Annuities
- Insure Your Longevity
- With a Fixed Index Annuity, You Can Have Your Cake and Eat It Too
- Invest in DIA to Fund LTCI Premiums When Retired – Part 4 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 3 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 2 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 1 of 4
- Invest in FIA to Fund LTCI Premiums When Retired – Part 2 of 2
- Invest in FIA to Fund LTCI Premiums When Retired - Part 1 of 2
- Simplify Your Financial Life With Fixed Index Annuities
- Fixed Index Annuities – A Long-Term Commitment
- What is a Retirement Income Planner?
- Retirement Income Planner Key to Success When Investing in Fixed Index Annuities
- 12 Questions When Considering Fixed Index Annuities
- Retirement Income Visions Celebrates 3-Year Anniversary!
- Why Isn’t the Value of Your Income Stream Shown on Your Fixed Index Annuity Statement?
- What is the Real Value of Your Fixed Index Annuity?
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 5 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 4 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 3 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 2 of 5
- FIAs With Income Riders vs. DIAs: Which is Right for You? – Part 1 of 5
- Fixed Index Annuity Income Rider Similarities to Social Security – Part 4 of 4
Income Tax Planning
- RMDs Required Again in 2021
- Six Stealth Taxes That Can Derail Your Retirement
- Carve Out Your 401(k) Company Stock for Favorable NUA Tax Treatment
- Keep Your Eye on QBI Before You Rothify
- Don't Qualify for Cornavirus-Related Distributions? There's Always 72(t)
- You Have 10 Years to Empty Your Beneficiary IRAs If You Aren't an EDB
- Contribute Your 2020 RMD to a Roth IRA
- 2020 Required Minimum Distributions Waived
- The Roth IRA Conversion Trifecta
- Will Congress Suspend 2020 Required Minimum Distributions?
- 7 Reasons to Start a Staged Roth IRA Conversion Plan Today
- Is Your Widow(er) Included in Your Income Tax Plan?
- Roth Solo 401(k) Makes More Sense Than Ever
- The Interest Deduction is Dying a Slow Death
- 5 Self-Employed Income Tax Deductions You Don't Want to Miss
- Leverage Your Assets for Retirement
- How to Avoid Tax and Receive Tax-Favored Lifetime Income on the Sale of a Rental Property
- New Tax Law - The Mostly Good, the Bad, and the Ugly
- Are Nondeductible IRA Contributions Worth It?
- RMDs: Recapture My Deductions - A Questionable Strategy
- AMT Exposure Minimized Under New Tax Law
- Tax Reform: Now You See It, Now You Don't
- Charitable Giving Cut for Middle-Income Taxpayers in Tax Cuts and Jobs Act
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Avoid Income Tax on Stock Sales with Donor Advised Funds
- Strategic Roth IRA Conversions Still Make Sense
- It's Time for IRA - 401(k) Contribution Parity
- Leverage Your Rental Property Suspended Passive Losses
- Deductibility of Your IRA Contribution Endangered by Your Spouse's Retirement Plan
- Is a QLAC Right for You?
- New Tax Law – Don’t Let the Tax Tail Wag the Dog – Part 2 of 2
- New Tax Law – Don’t Let the Tax Tail Wag the Dog – Part 1 of 2
- The 2013 Tax Law Schizophrenic Definition of Income – Part 2 of 2
- The 2013 Tax Law Schizophrenic Definition of Income - Part 1 of 2
- Annuitization Tax Treatment of Nonretirement Distributions
- Retirement Income Visions™ Celebrates 2-Year Anniversary!
- Sizeable Capital Loss Carryover? Rethink Your Retirement Plan Contributions
- Increase Your After-Tax Social Security Benefits – Part 4 of 4
- Increase Your After-Tax Social Security Benefits – Part 3 of 4
- Increase Your After-Tax Social Security Benefits – Part 2 of 4
IRA
- You Have 10 Years to Empty Your Beneficiary IRAs If You Aren't an EDB
- Contribute Your 2020 RMD to a Roth IRA
- 2020 Required Minimum Distributions Waived
- The Roth IRA Conversion Trifecta
- Will Congress Suspend 2020 Required Minimum Distributions?
- Avoid Unintended Consequences for You and Your Family
- 7 Reasons to Start a Staged Roth IRA Conversion Plan Today
- Are Nondeductible IRA Contributions Worth It?
- RMDs: Recapture My Deductions - A Questionable Strategy
- It's Time for IRA - 401(k) Contribution Parity
- The 401(k) Unlevel Playing Field
- Deductibility of Your IRA Contribution Endangered by Your Spouse's Retirement Plan
- Retirement Income Visions™ Celebrates 2-Year Anniversary!
- To IRA or Not to IRA?
- Doing a Roth IRA Conversion? – Leave the Door Open
- The 45 to 60 5-Step Roth IRA Conversion Strategy – Part 3
- Recharacterization – Your Roth IRA Conversion Insurance Policy
- Roth IRA Conversion – A Multi-Year Strategy
- The 5-Year Freeze
- Consequences of Not Doing Your RMD Before Your RIC
- Do Your RMD Before Your RIC
- Want to Reduce Taxable Social Security Benefits? Consider a Roth IRA Conversion
- Reduce or Eliminate Your Required Minimum Distributions With a Roth IRA Conversion
- Two Steps to a Nontaxable IRA for High Income Individuals
- Two Great Roth IRA Conversion Candidates
- The Ideal Roth IRA Conversion Candidate – Part 2
- The Ideal Roth IRA Conversion Candidate - Part 1
- Clearing the Roth IRA Conversion Hurdles
- Three Roth IRA Conversion Show Stoppers
- Year of the Conversion
Long-Term Care
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- Linked Benefit Plans Offer Attractive Alternative to Long Term Care Insurance
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Long-Term Care Insurance -- Tax-Free Income When You Need It
- Are Healthcare Expenses Included in Your Retirement Plan?
- Want to Protect Your Family? Make LTCI a Priority
- Are You Depending on Medicare for Long-Term Care Coverage?
- The Retirement Income Planning Sweet Spot
- Consider the Future Purchase Option When Buying Long-Term Care Insurance
- Invest in DIA to Fund LTCI Premiums When Retired – Part 1 of 4
- Invest in FIA to Fund LTCI Premiums When Retired – Part 2 of 2
- Invest in FIA to Fund LTCI Premiums When Retired - Part 1 of 2
Longevity Insurance
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Life Expectancy: Err on the Optimistic Side
- Don't Defer Your QLAC Purchase
- QLACs are Here
- Don’t Expect to See QLAC’s Soon
- Longevity Insurance is an App
- Insure Your Longevity
- The Retirement Income Planning Sweet Spot
- Invest in DIA to Fund LTCI Premiums When Retired – Part 2 of 4
- Invest in DIA to Fund LTCI Premiums When Retired – Part 1 of 4
Medicare
- Did Your Medicare Part B Premium Increase 270% in 2016?
- Deferring Social Security Helps Pay Medicare Part B Premiums
- Are Healthcare Expenses Included in Your Retirement Plan?
- Are You Depending on Medicare for Long-Term Care Coverage?
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 3
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 2
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 1
Retirement Asset Planning
- Avoid Unintended Consequences for You and Your Family
- Why Aren't You Retired?
- Do You Have Enough After-Tax Income to Retire?
- Volatility ETFs are Too Volatile
- 6 Deficiencies of 401(k) Plans
- Read Between the Retirement Survey Headlines
- Sometimes You Don't Know What You Don't Know Until It's Too Late
- Get It Right the First Time - You Probably Won't Be Able to Unretire Like Phil Collins
- Do You Want to RAP or Do You Prefer to RIP?
- I Paid for My Dad’s Funeral
- Don’t Plan to Squeak By Into Retirement
- Budget Now or Budget Later – It’s Your Choice
- What is a Retirement Income Planner?
- Your Social Security Retirement Asset – Part 2 of 3
- Your Social Security Retirement Asset – Part 1 of 3
- Retirement Income Visions™ Celebrates 1-Year Anniversary!
- Retirement Income Planning – The End Game
- Safe Withdrawal Rate – A Nice Rule of Thumb
- The Sequence of Returns – The Roulette Wheel of Retirement
- Withdrawal Drag – The Silent Killer
- Retirement Asset Planning – The Foundation
- Is Your Retirement Plan At Risk?
- The Retirement Planning Paradigm Shift - Part 2
Retirement Income Planning
- RMDs Required Again in 2021
- Six Stealth Taxes That Can Derail Your Retirement
- Should You Do a Roth IRA Conversion After Age 62?
- Contribute Your 2020 RMD to a Roth IRA
- 2020 Required Minimum Distributions Waived
- The Roth IRA Conversion Trifecta
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- 7 Reasons to Start a Staged Roth IRA Conversion Plan Today
- Is Your Widow(er) Included in Your Income Tax Plan?
- Uneasy About the A Word? You're Not Alone
- Roth Solo 401(k) Makes More Sense Than Ever
- Leverage Your Assets for Retirement
- How to Avoid Tax and Receive Tax-Favored Lifetime Income on the Sale of a Rental Property
- Which Investments Do You Recommend?
- Protect Against Elder Fraud with Fixed Income Annuities
- Why Aren't You Retired?
- The Perfect Storm for a Tax Credit Longevity Annuity Plan
- Do You Have Enough After-Tax Income to Retire?
- A 401(k) Plan Isn't a Pension Plan
- Volatility ETFs are Too Volatile
- Life Expectancy: Err on the Optimistic Side
- Should Your Retirement Age be Dictated by Your Social Security Full Retirement Age?
- Are You Using This Tax-Favored Sustainable Income Strategy?
- 6 Deficiencies of 401(k) Plans
- Replace Unpredictable RMDs with Secure Lifetime Income
- Read Between the Retirement Survey Headlines
- Is Cognitive Impairment Part of Your Retirement Income Plan?
- Income-Proof Your Aggressive Portfolio
- Wage Replacement Ratio - Flawed Retirement Planning Tool
- Bulk Up Your Sustainable Lifetime Income
- Sometimes You Don't Know What You Don't Know Until It's Too Late
- Get It Right the First Time - You Probably Won't Be Able to Unretire Like Phil Collins
- The 401(k) Unlevel Playing Field
- Period Certain is Cheap Insurance on SPIAs and DIAs
- Deferred Income Annuities Comparing More Favorably with FIAs with Income Riders
- Optimize Deferred Income Annuity Pre- and Post-Income Start Date Payout
- Retirement Income Planning 10-Step Checklist
- Looking for a Deferred Fixed Income Annuity on Steroids?
- Make Sustainable Income a Cornerstone of Your Portfolio Beginning at 45
- Looking for a Pension with a Flexible Start Date?
Roth IRA
- Six Stealth Taxes That Can Derail Your Retirement
- Keep Your Eye on QBI Before You Rothify
- Should You Do a Roth IRA Conversion After Age 62?
- Contribute Your 2020 RMD to a Roth IRA
- The Roth IRA Conversion Trifecta
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- 7 Reasons to Start a Staged Roth IRA Conversion Plan Today
- Is Your Widow(er) Included in Your Income Tax Plan?
- RMDs: Recapture My Deductions - A Questionable Strategy
- Strategic Roth IRA Conversions Still Make Sense
- Hedge Against Longevity with a Roth IRA Strategy
- Don't Miss Your Roth IRA Conversion Opportunity
- Escape the Roth 401(k) Trap
- 5 Ways to Reduce Your Tax Liability Using Roth IRA Conversions
- Black Friday – Think Roth IRA Conversion
- Retirement Income Visions™ Celebrates 2-Year Anniversary!
- Roth IRA Conversion Insights – Part 2 of 2
- Roth IRA Conversion Insights – Part 1 of 2
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 6 of 6
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 5 of 6
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 4 of 6
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog - Part 3 of 6
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 2 of 6
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 1 of 6
- Increase Your After-Tax Social Security Benefits – Part 1 of 4
- Year of the Extension
- Roth IRA Conversion – Analysis Paralysis? – Part 2 of 2
- Roth IRA Conversion – Analysis Paralysis? – Part 1 of 2
- Not Converting 100% of Your Traditional IRA’s? – Don’t Use All of Your Basis – Part 2
- Not Converting 100% of Your Traditional IRA’s? – Don’t Use All of Your Basis – Part 1
- Retirement Income Visions™ Celebrates 1-Year Anniversary!
- Remember Your IRA Basis Scorecard When Planning Roth IRA Conversions
- Considering a Partial 72(t) Roth IRA Conversion? – Tread Lightly
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 3
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 2
- Will Your Medicare Premium Increase If You Do a Roth IRA Conversion? – Part 1
- Got Dormant 401(k)? Consider Converting to a Roth IRA
- Don’t Forget About Your SEP-IRA for Roth IRA Conversions
- The 45 to 60 5-Step Roth IRA Conversion Strategy – Part 4
- The 45 to 60 5-Step Roth IRA Conversion Strategy – Part 3
Social Security
- Don't Leave 50% of Your Spouse or Ex-Spouse's Social Security Benefits on the Table
- 5 Lifetime Valentine's Day Gifts for Your Spouse
- Should Your Retirement Age be Dictated by Your Social Security Full Retirement Age?
- Bulk Up Your Sustainable Lifetime Income
- Optimize Retirement Cash Flow, Not Social Security
- Social Security Benefits Take Another Hit
- Deferring Social Security Helps Pay Medicare Part B Premiums
- 3 Pitfalls of Social Security Optimizers
- Delayed Gratification is the Key to Maximizing Income with Fixed Index Annuities
- Insure Your Longevity Risk with Social Security
- How to Reduce Your Spouse and Your Social Security Benefits
- Working? Social Security Benefits Don’t Stop, They’re Suspended
- The Almost Irrevocable Retirement Income Planning Decision
- Approaching 62? - Stop Before You Leap - Part 2 of 2
- Approaching 62? – Stop Before You Leap - Part 1 of 2
- Social Security – The Ultimate Deferred Income Annuity
- Social Security – A Lifetime Deferred Income Annuity
- The Smooth COLA
- Retirement Income Visions™ Celebrates 2-Year Anniversary!
- Roth IRA Conversions – Don’t Let the Tax Tail Wag the Dog – Part 5 of 6
- Your Social Security Retirement Asset – Part 3 of 3
- Your Social Security Retirement Asset – Part 2 of 3
- Your Social Security Retirement Asset – Part 1 of 3
- Remember Your Future Widow(er) In Your Social Security Plan
- Increase Your After-Tax Social Security Benefits – Part 4 of 4
- Increase Your After-Tax Social Security Benefits – Part 3 of 4
- Increase Your After-Tax Social Security Benefits – Part 2 of 4
- Increase Your After-Tax Social Security Benefits – Part 1 of 4
- Say Goodbye to Up to 30% of Your Social Security Benefits – Part 2 of 2
- Say Goodbye to Up to 30% of Your Social Security Benefits – Part 1 of 2
- Working? Remember Your Social Security Spousal Benefit When Your Spouse Retires – Part 2 of 2
- Working? Remember Your Social Security Spousal Benefit When Your Spouse Retires – Part 1 of 2
- Breadwinner Approaching Social Security Retirement Age? – File and Suspend – Part 2 of 2
- Breadwinner Approaching Social Security Retirement Age? – File and Suspend – Part 1 of 2
- Pay-to-Play Social Security – Part 3 of 3
- Pay-to-Play Social Security – Part 2 of 3
- Pay-to-Play Social Security – Part 1 of 3
- Wait Until 70 to Collect Social Security?
- Do Your Homework Before Flipping the Social Security Switch – Part 5 of 5
- Do Your Homework Before Flipping the Social Security Switch – Part 4 of 5
