Category Archives: Longevity Insurance

Life Expectancy:  Err on the Optimistic Side

Life Expectancy: Err on the Optimistic Side

If you rely on life expectancy as the basis for all of your retirement planning decisions, there’s a 50% chance that you’re projected to outlive your assets.

Don’t Defer Your QLAC Purchase

Don’t Defer Your QLAC Purchase

I was recently asked by CNBC personal finance writer Tom Anderson, who was writing a story on qualified longevity annuity contracts, or QLACs, “What are the biggest mistakes clients make when buying QLACs?” My answer, which was quoted in Tom’s September 9th An Option for Those Who Fear Outliving Their Money article, was not purchasing a…

QLACs are Here

QLACs are Here

Since the Treasury and IRS finalized a regulation in the beginning of July blessing the use of qualified longevity annuity contracts, or “QLAC’s,” a lot of people have been wondering when and where they can buy one.

Don’t Expect to See QLAC’s Soon

Don’t Expect to See QLAC’s Soon

The most recent potential retirement income planning game-changer, qualified longevity annuity contracts, or “QLAC’s,” have received a fair amount of press since the Treasury and IRS finalized a regulation in the beginning of July blessing their use.

Longevity Insurance is an App

Longevity Insurance is an App

Although DIAs and FIAs with income riders may be purchased to provide what’s marketed as longevity insurance, this is only one application of both products.

Insure Your Longevity

Insure Your Longevity

Longevity insurance is one application of different types of fixed income annuity products offered by life insurance companies to meet income needs.

The Retirement Income Planning Sweet Spot

The Retirement Income Planning Sweet Spot

As with all retirement income planning goals, you need to work backwards from your target date, which would be the age at which you would like to retire.

5020 Campus Drive
Newport Beach, CA 92660-2120
Phone: (949) 251-0910 or Toll Free: Plan2Retire (844-752-6273)

Email: info@RetirementIncomeCenter.com

Advisory services offered through Retirement Income Center, a Registered Investment Advisor

©2018 Robert Klein and Retirement Income Center. All rights reserved.

TERMS OF USE | PRIVACY POLICY