ROBERT KLEIN, CPA, PFS, CFP®, RICP®, CLTC®
Founder and President, Retirement Income Center
Robert Klein is a pioneer, innovator, and leader in the retirement income planning industry. A longtime holistic financial planner, Bob began transitioning his practice in 2009 to specialize in tax-sensitive retirement income planning strategies in response to the October, 2007 to March, 2009 50% stock market decline.
Bob applies his unique background, experience, expertise, and specialization in tax-sensitive retirement income planning strategies, including fixed income annuities, Roth IRA conversions, HECM reverse mortgages, and charitable remainder trusts, to optimize the projected longevity of his clients’ after-tax retirement income and assets. Bob does this as an independent financial advisor using customized holistic planning solutions determined by each client’s needs.
Bob founded Retirement Income Center, a Registered Investment Advisor in Newport Beach, California, in 2011 to promote his holistic, tax-sensitive, retirement income planning specialization. Bob’s educational videos can be found on Retirement Income Center’s YouTube channel.
Bob is the sole proprietor of Robert Klein, CPA. He is also a licensed insurance agent in California and other states with a CLTC® Certification in Long-Term Care.
A seasoned CPA and CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, Bob was one of the first recipients of the Retirement Income Certified Professional® (RICP®) when he was awarded the designation by the American College of Financial Services in 2013. Bob has taught classes for the RICP® program as an adjunct professor.
Bob further distinguishes himself and hones his professional skills through his writing. Bob began writing and publishing Retirement Income Visions™, a blog known for its innovative strategies for creating and optimizing retirement income, in 2009. Bob’s posts can be found on Retirement Income Center’s podcast channel on Stitcher.
Bob is a contributing writer for The Street’s Retirement Daily. Bob’s retirement income planning insights were featured regularly on MarketWatch as a RetireMentors contributor beginning in 2013 until the column was discontinued in 2017. Bob’s expertise is also featured on finStream, a streaming TV Channel where top financial experts discuss “everything money.”
Bob has been quoted in various publications, including the Wall Street Journal, MarketWatch, Forbes, CNBC, InvestmentNews, Financial Advisor, AnnuityNews, Reverse Mortgage Daily, InsuranceNewsNet, LifeHealthPro, Next Avenue, and This Week in Your Wallet. He has also been a guest on podcasts and radio talk shows.
A New Jersey native, Bob’s formal education includes a BA in Economics from Rutgers College, an MBA in Accounting from Rutgers Graduate School of Management, and an MS in Taxation from Golden Gate University.
Bob is a member of Ed Slott’s Elite IRA Advisor GroupSM. Members of this prestigious group train with Ed Slott and his team of IRA experts on high-level retirement planning strategies throughout the year. Bob is also a member of the American Institute of Certified Public Accountants (AICPA), AICPA Personal Financial Planning Division, and California Society of CPAs.
Bob lives in Laguna Niguel, California with his wife, Nira. Bob’s son, Josh, is an attorney. Bob works out regularly and enjoys walking on the beach, skiing, and traveling. His love of music includes playing acoustic and electric guitar and piano. Bob’s personal accomplishments include completion of two New York City marathons and the Orange County, California half marathon.